NO subscriptions:
Netflix, sure, that’s a necessity. Apple Music? Go for it. BUT, YOUR FAT ASS DOES NOT NEED TO GET FRUIT DELIVERED. Walk to one of those locally owned fruit markets in Chinatown or go to NoFrills. You don’t need subscriptions to food services or dog treat boxes or jam of the month clubs or anything like that.

Savings: Ranges but even cutting one will probably save you at least $20 a month.

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